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Mortgage brokers vs. Mortgage Bankers

A comparative guide to brokers and bankers and why knowing the difference between them matters In the world of home buying, we often find ourselves discussing the vital role of mortgage professionals. You’ve likely encountered two key players in this field: mortgage bankers and mortgage brokers. I’d like to shed light on these two distinct … Read more

Why FSBOs Say They Regret Not Using a Real Estate Agent

Home sellers reveal why they decided to bypass professional representation—and the mistakes they made without a trusted adviser. Homeowners who decline to use a real estate agent to sell their property are twice as likely to say they weren’t satisfied with the selling experience, according to a new survey from Clever Real Estate of 1,000 … Read more

What to Do When Your Home Insurance Policy Isn’t Renewed

More Americans are losing insurance coverage due to storms, lawsuits and other factors Many Americans should start planning now for the growing possibility that their home-insurance provider won’t renew their coverage. Damage from extreme weather, rising lawsuits and soaring costs of rebuilding have led some major insurance companies to stop renewing existing policies or issuing … Read more

Who Wants to Buy a Fixer-Upper?

Homes that need extensive renovations are scaring off already cash-strapped buyers, real-estate agents say They want to buy a house. They just don’t want to hire a contractor. Real-estate agents say buyers right now seem in no mood to take on the additional costs and headaches of major renovation projects. There is no national data … Read more

Do Real Estate Returns Compare With Other Assets?

How does real estate investing compare to riskier investments in stocks, bonds and crypto: Do it right and you can earn enormous returns Every time the stock market crashes, it reminds investors just how volatile equities are. Jittery investors end up pulling money out of the stock market — selling low and losing money. Real … Read more

Mortgage Buydowns Are Making A Comeback

Soaring rates have revived interest in a product that fell out of favor after the financial crisis Carley Chase found her dream home in Chandler, Ariz., this summer: a three-bedroom ranch, close to work, with a pool and a backyard lined with palm trees. Soaring interest rates threatened to put it out of reach. Her … Read more

Fannie and Freddie Green-Lighted To Buy $1M Mortgages

The big run-up in home prices may have cooled, but the 2023 conforming loan limit will be increased by 12% to $727,200 in most parts of the country New markets require new approaches and tactics. Experts and industry leaders take the stage at Inman Connect New York in January to help navigate the market shift … Read more

Fannie Mae Economists See Home Sales Bottoming Next Year

Sales expected to drop to lowest level since 2008, and the growing lock-in effect — the financial disincentive to sell — ‘will remain in a way that has not occurred in over 40 years,’ economists say New markets require new approaches and tactics. Experts and industry leaders take the stage at Inman Connect New York … Read more

Pros And Cons Of A Real Estate Investing Partner

Just as you would research potential properties before purchase, take ample time to weigh the pros and cons of taking on a real estate investing partner. Second homes and investment properties fascinate investors. I’ll go deeper on everything from the latest at Airbnb and Vrbo to the changes investors are making to their portfolios in … Read more